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SIP PlansBest Health Insurance Companies in UAE
Choosing the right health insurance in the UAE isn’t always easy. With so many providers out there, it can be hard to know which one truly offers the best value and support when you need it most. Whether you're new to the country or reviewing your current plan, the goal is the same — to find a ...read more
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InvestorTop 5 Health Insurance Companies in UAE
Orient Insurance
Orient Insurance, part of the Al-Futtaim Group, is one of the most trusted and financially secure insurance providers in the UAE. Known for its strong market presence and wide range of DHA-compliant and enhanced medical plans, Orient offers coverage suited to individuals, families, and corporate clients.
The company stands out for its wide hospital and clinic network, A+ financial ratings from S&P and AM Best, and flexible co-pay structures. From general health services to maternity, dental, mental health, and even alternative therapies, Orient provides diverse health coverage supported by strong digital services and customer support.
Some of the top Orient health insurance plans are —
|
Plan Name |
Medical Cover (AED) |
Pharmacy Limit |
|---|---|---|
|
NE-Med |
75,000 |
Up to AED 1,000 |
|
Health Plus – Plan 5 |
1,000,000 |
Up to AED 5,000 |
|
Silk Road – Family Care |
1,000,000 |
Up to the Medical Cover |
|
Pearl – Family Care |
1,000,000 |
Up to the Medical Cover |
|
Emerald |
1,000,000 |
Up to the Medical Cover |
Takaful Emarat
Takaful Emarat is one of the leading providers of Shariah-compliant health insurance in the UAE, offering plans that align with Islamic finance principles. With a strong presence in the Dubai market, it has become a popular choice among families and individuals who are looking for ethical and affordable health coverage.
All Takaful Emarat plans are fully DHA-compliant, meaning they meet the government’s mandatory medical insurance requirements for Dubai residents. If you're searching for the best health insurance in UAE that also respects Islamic values, Takaful Emarat offers a trusted and value-driven option.
Find below some of the top Takaful Emarat health insurance plans –
|
Plan Name |
Medical Cover (AED) |
Pharmacy Limit |
|---|---|---|
|
Blue Plan – IP Only NE |
50,000 |
N/A |
|
NAS Basic Plan NE |
85,000 |
N/A |
|
Basic Enhanced NE |
85,000 |
Up to AED 1,500 |
|
Basic IP Only NE |
60,000 |
N/A |
|
NAS Basic IP Only NE |
60,000 |
N/A |
|
Basic Plan NE |
85,000 |
N/A |
Watania Takaful
Watania Takaful is a trusted provider of Shariah-compliant health insurance in the UAE. It offers ethical and affordable coverage to individuals, families, and businesses. The company follows a cooperative insurance model, where risk is shared among policyholders under Islamic principles. This makes it an ideal option for those looking for value-based protection that aligns with their beliefs.
All Watania Takaful plans meet the Dubai Health Authority (DHA) standards, which makes them suitable for legal residency requirements. The policies usually include coverage for emergency care, diagnostics, chronic illness management, and maternity services — designed to cater to the everyday healthcare needs of UAE residents.
Check out some of the top Watania Takaful health insurance plans —
|
Plan Name |
Medical Cover (AED) |
Pharmacy Limit |
|---|---|---|
|
NAS – Plan A |
75,000 |
Up to AED 1,500 |
|
NAS – Plan B |
150,000 |
Up to AED 1,500 |
|
NAS Plan 6 |
1,000,000 |
Up to AED 4,500 |
|
NAS Plan 5 |
1,000,000 |
Up to AED 5,000 |
|
NAS Plan 4 |
1,000,000 |
Up to AED 5,000 |
|
NAS Plan 3 |
1,000,000 |
Up to AED 7,500 |
Dubai Insurance
Dubai Insurance is one of the UAE’s most established insurers. It offers flexible health insurance plans that meet the needs of individuals, families, and corporate groups. With over five decades of experience, the company is known for its strong service, wide hospital network, and smooth claim process. Its policies are DHA-compliant and include options for both basic and comprehensive medical coverage.
For anyone searching for the best medical insurance in UAE, Dubai Insurance stands out for its practical benefits, competitive pricing, and dependable customer support.
|
Plan Name |
Medical Cover (AED) |
Pharmacy Limit |
|---|---|---|
|
Dubai Care N4 (Remnto) |
1,000,000 |
Up to Medical Cover |
HAYAH Insurance
HAYAH Insurance is a modern, fully digital insurer. It offers health coverage that is simple, accessible, and tailored for today’s fast-moving lifestyles. While better known for life and savings products, HAYAH also provides DHA-compliant health plans for individuals and families living in the UAE. Its user-friendly digital platform allows policyholders to easily manage coverage, submit claims, and track approvals — all online.
For residents seeking the best health insurance in UAE that’s hassle-free and digitally enabled, HAYAH offers a refreshing alternative. It’s especially well-suited to those who prefer managing everything from their phone — without compromising on quality care and coverage.
Here are some of the top HAYAH health insurance plans —
|
Plan Name |
Medical Cover (AED) |
Pharmacy Limit |
|---|---|---|
|
Tier 1 (Regional) Mednet Green |
1,000,000 |
Up to AED 10,000 |
|
Tier 2 (Regional) Mednet Silver |
1,000,000 |
Up to AED 15,000 |
|
Tier 3 (Worldwide) Mednet Silver |
1,000,000 |
Up to AED 20,000 |
|
Tier 4 (Worldwide) Mednet Silver |
2,000,000 |
Up to AED 20,000 |
|
Tier 5 (Worldwide) Mednet Gold |
2,000,000 |
Up to AED 25,000 |
To Conclude
Finding the right health insurance in the UAE can feel like a lot to take in — but it’s worth it. The peace of mind that comes from knowing you and your family are covered is something you can’t put a price on. Whether you’re after something simple and affordable or need broader protection with international benefits, there’s no shortage of reliable options. The key is to choose a provider that fits your lifestyle, not just your checklist.
With so many top medical insurance companies in Dubai and across the Emirates, getting the best health insurance in UAE is more achievable than ever.
FAQs
The best health insurance in UAE for families usually includes comprehensive coverage for outpatient care, maternity, chronic conditions, and access to a wide hospital network. Providers like ADNIC, Sukoon, and Cigna are popular choices due to their flexible family plans and responsive customer support.
Yes, several medical insurance companies in Dubai offer DHA-approved plans starting at very affordable annual premiums. Insurers like Takaful Emarat, Adamjee, and Dubai Insurance provide entry-level plans that cover essential health needs while meeting legal requirements.
Many providers offer plans that include international coverage. If you're looking for the best medical insurance in UAE with global benefits, consider insurers like Cigna, Sukoon Bupa, and HAYAH. These companies offer worldwide access to hospitals and emergency care.
Yes, health insurance is mandatory in Dubai. Every resident must have at least a basic DHA-compliant plan. All medical insurance companies in Dubai are regulated to ensure their plans meet these minimum standards.
Start by looking at your healthcare usage — do you need maternity, dental, or frequent specialist visits? Next, compare the benefits, network, pharmacy limits, and claim process of top providers. Using a trusted insurer gives you better service and fewer surprises.
