Policybazaar Insurance

Salama Car Insurance

Salama Car insurance stands out for its key strengths like strong service, wide coverage, and competitive pricing. This makes it a popular choice for many drivers in the UAE. Its plans focus on practical needs, offering agency repair for new cars, wide garage access for older cars, roadside help for emergencies, and simple third-party cover for legal compliance.

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Salama Car Insurance — At a Glance

The given table provides the main details of Salama car insurance at one place —

ParametersDetails
Insurer NameSalama Car Insurance
Founded In1979
Headquarters or Location4th Floor, Block A, Spectrum Building, Oud Metha, Sheikh Rashid Road, Dubai, UAE.
Type of Plans OfferedComprehensive (full-cover) motor / auto-Takaful Third-Party Liability (TPL) / Basic TPL plans
Car Insurance Policy Duration12 Months
Oman Cover / GCC CoverYes (an optional feature for some plans)
Roadside AssistanceYes - 24x7
Manage Policy OnlineYes

Types of Salama Car Insurance Plans

With Salama islamic arabic company, you’ll usually find plans that cover basic legal needs as well as plans that offer full protection for your car —

Salama Comprehensive Car Insurance

This is the plan most people choose when they want broader protection. It covers damage to your own car plus third-party liabilities. You can often add extra benefits like Oman cover, off-road protection, or personal accident cover.

Salama Third-Party Liability Insurance

This is the minimum cover required by UAE law. It covers damage you cause to someone else’s car or property, but it does not cover damage to your own vehicle.

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Salama Car Insurance Plans

The table below lists all the Salama car insurance plans along with their key details —

Plan NamePlan Type (Comprehensive / TPL)Third-Party Damage Limit (AED)
Third-Party Liability (TPL) PlanThird-Party (Liability only)Up to AED 2,000,000
Comprehensive Auto Takaful PlanComprehensive (Full Cover)Up to AED 3,500,000

Disclaimer - The details in the table are for reference only. Actual benefits, premiums, and coverage limits can change based on your car’s make, model, age, condition, and selected add-ons. Insurers may also update their plan structures or pricing from time to time. For accurate information, always check the final plan details shared during the quote or policy issuance stage.

What Do You Get with Salama Car Insurance?

Here’s what your policy from Salama can do for you in everyday situations —

  1. When your car suddenly stops in the middle of the road: You get roadside help like towing, jump-start, tyre change, or fuel assistance — depending on what your plan includes. No calling random garages and bargaining on the road.
  2. When someone bumps into your car in a parking lot: Your comprehensive plan can cover the repair cost, whether it’s a dented door or a cracked bumper.
  3. When your car is new and you’re picky about who touches it: If the plan includes agency repair, your car goes straight to the authorised dealer — no compromise on parts or workmanship.
  4. When a storm or heavy rain damages your vehicle: If your Salama plan includes natural calamity cover, the insurer handles repairs for floodwater damage, fallen objects, and weather-related incidents.
  5. When your windscreen gets chipped by flying stones: Most plans offer windscreen cover, so you don’t have to pay out of pocket for a crack that appears out of nowhere.
  6. When you just need a simple plan for an older car: Third-party options help you stay legal at the lowest cost.

Why Should You Buy Salama Car Insurance from Policybazaarinsurance.ae?

When you choose a car insurance plan, you’re not just looking for coverage — you’re looking for convenience, savings, and real support. Buying Salama car insurance directly gives you protection; buying it through Policybazaarinsurance.ae gives you protection plus everyday advantages that quietly save your time, money, and energy without any extra cost.

Here’s what makes Salama + Policybazaarinsurance.ae the smarter combination* —

  • Your Salama car insurance policy becomes a value pack — you get insurance + year-long car care benefits that you get only from us!
  • Everyday savings built into your plan — 12 FREE eco-exterior car washes across Dubai & Abu Dhabi keep your car clean without spending a dirham.
  • The financial impact of an accident feels lighter — PB UAE’s exclusive excess refund gives you up to AED 1,000 back on your claim excess, significantly reducing your out-of-pocket costs.
  • Repairs become cheaper, not stressful — enjoy discounts on servicing, diagnostics, AC work, car detailing, mobile service, and more — real savings, no hidden terms.
  • EV drivers get their own advantage lane — discounted charger installation, reduced EV charging rates, emergency EV support, and first-charge benefits make Salama EV coverage even stronger.
  • Your car gets premium treatment without premium prices — access deals on brake pad replacements, oil service, car cleaning packages, and annual maintenance.
  • Salama coverage becomes clearer with comparison — view all benefits side-by-side with other insurers and pick the plan that actually fits your budget and driving needs.
  • You get instant policy issuance, no waiting — digital documents arrive within minutes so you can renew, register, or drive without delay.
  • End-to-end claim guidance is included — you’re supported at every stage: filing, documentation, approvals, and garage updates.
  • You save more every month without doing anything extra — PB Advantage quietly adds discounts on dining, travel, and lifestyle worth up to AED 5,000+ a year.

*T&Cs apply

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Salama Car Insurance – What’s Covered & What’s Not Covered?

Before you pick a plan, here’s a clear snapshot of what Salama car insurance protects and where the limits are.

CategoryCovered by Salama InsuranceNot Covered by Salama Insurance
Accidents & DamageDamage from road accidents, collisions, fire, theft, vandalism, or external impact under comprehensive plansDamage caused intentionally or during illegal activities (racing, drifting, stunt driving)
Glass & WindscreenRepairs or replacement for cracked or broken windscreen/glass panelsCosmetic cracks, scratches, or issues due to normal wear and tear
Fire, Theft & Break-InProtection if the car is stolen, damaged in theft attempts or affected by fireTheft due to negligence, such as leaving the car running with keys inside
Personal Accident CoverFinancial cover for driver/passengers (based on plan limits)Injuries that happen outside the vehicle or without a valid insurance extension
Geographical CoverageUAE-only or UAE + Oman/GCC (depending on your plan selection)Any damage outside your selected region (e.g., driving in Oman without GCC/Oman extension)
Vehicle ConditionFactory-fitted parts, declared accessories, and standard equipmentUndeclared modifications, performance upgrades, or non-approved aftermarket parts
Mechanical IssuesAccident-related mechanical repairs under comprehensive coverEngine failure, gearbox issues, worn brakes, rust, or natural wear and tear
Driving BehaviourNormal, legal driving under UAE traffic rulesAccidents caused under the influence of alcohol or drugs

Documents Required for Salama Car Insurance

To get a Salama car insurance policy issued, you only need a few basic documents. These help the insurer confirm your identity, your car details, and your driving history, so your policy can be created without delays.

Frequently Asked Questions (FAQs)

Can I transfer my No-Claim Discount (NCD) to Salama Car Insurance?

Yes. If you provide your previous No-Claim Discount certificate, Salama Car Insurance usually accepts and matches the discount based on your driving history. The final percentage depends on how many claim-free years you have.

Does Salama Car Insurance accept cars with existing dents or minor damage?

Yes, small scratches or dents are generally fine. But if your car has major damage, Salama Car Insurance may request a pre-inspection before issuing the policy.

Is my car covered under Salama Car Insurance car insurance if someone else is driving it?

Yes, as long as the other driver has a valid UAE driving licence and meets Salama Car Insurance’s age and driving experience rules.

How fast can I get my Salama Car Insurance car insurance policy issued?

Most Salama Car Insurance car insurance policies are issued within minutes after you submit your documents and complete payment.

Can I pause or freeze my Salama Car Insurance car insurance policy?

No. UAE motor policies run for a fixed 12-month period and cannot be paused, frozen or put on hold.

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