Third Party Car Insurance

What is Third Party Insurance?

Third party insurance is a type of car insurance that covers the damages you accidentally cause to a third party. It covers third parties’ legal liabilities, damages, and bodily injury. Note that it’s legally mandatory for car owners to have at least third party motor insurance coverage as per the UAE law. 

This insurance type is suitable for you if you have an old vehicle or a budget car. 

Why Do You Need Third Party Car Insurance in Dubai?

3rd party car insurance is a legal requirement in Dubai, UAE. It is a basic coverage plan mandated for car owners in the UAE. However, there is more to this type of car insurance in UAE. Here is why you need it -

1. Cost-Effective - Compared to comprehensive motor insurance, third party coverage is more affordable. This way, you can save on the insurance costs while abiding by the legal requirements. 
2. Offers Liability Cover - With third-party auto insurance in place, you stay financially safe against any liabilities if you end up damaging somebody’s vehicle or property. 

What is Covered Under 3rd Party Car Insurance?

Third party insurance offers you financial protection in case you are the at-fault party in an accident and end up causing damage to the other party. It essentially covers -

1. Damage to a third party’s property or vehicle 
2. Third party bodily injuries, cover for their medical expenses, legal fees and other compensations
3. Legal costs

What is Not Covered Under 3rd Party Car Insurance?

While third party insurance is an important cover, it has several limitations. Here is what is not covered under 3rd party car insurance —

1. Damage to own vehicle
2. Personal injuries
3. Natural disaster-related damage
4. Vandalism or theft cover

Average Third Party Car Insurance Dubai Price

Since a third-party policy has limited coverage, it is affordable. The cheapest third party car insurance starts from AED 630*. The prices can increase as per your requirements and vehicle type. *Terms and conditions

Where to Buy the Right Third Party Car Insurance in Dubai, UAE?

You can easily get your third party car insurance in Dubai on Policybazaarinsurance.ae. This can be done in just a few easy steps —

1. Fill in the application form
2. Compare the plans on the quotes page
3. Once you select the plan, click on the premium amount

Follow the instructions thereon. We, at Policybazaarinsurance.ae, offer the best plans from the leading RTA-approved car insurance companies in UAE.

Frequently Asked Questions