Qatar car insurance stands out for its key strengths like a Wide & high-quality garage network, Fast approvals and smoother claims, affordable premiums, and a long-standing presence. This makes it a popular choice for many drivers in the UAE. Its plans focus on practical needs, offering agency ...read more
The given table provides the main details of Qatar car insurance at one place —
| Parameters | Details |
|---|---|
| Insurer Name | Qatar Car Insurance |
| Founded In | 1964 |
| Headquarters or Location | Doha, Qatar (global HQ) with UAE presence in Dubai Hills Business Park, Dubai and branch in Abu Dhabi |
| Type of Plans Offered |
|
| Car Insurance Policy Duration | 12 Months |
| Oman Cover / GCC Cover | Available as extension/add-on |
| Roadside Assistance | Yes |
| Manage Policy Online | Yes |
With QIC, you’ll usually find plans that cover basic legal needs as well as plans that offer full protection for your car —
This is the plan most people choose when they want broader protection. It covers damage to your own car plus third-party liabilities. You can often add extra benefits like Oman cover, off-road protection, or personal accident cover.
Best for Drivers who want high protection, new car owners, families, & more
This is the minimum cover required by UAE law. It covers damage you cause to someone else’s car or property, but it does not cover damage to your own vehicle.
Best for Older cars, drivers on a tight budget, or anyone who doesn’t need full repair coverage.
The table below lists all the Qatar car insurance plans along with their key details —
| Plan Name | Plan Type | Third-Party Damage Limit (AED) | Excess Amount (AED) |
|---|---|---|---|
| QIC Third-Party Liability (TPL) | Third-Party Only | Up to AED 3,500,000 | Usually Nil or Policy-defined (excess may apply only if insured is at fault and no third party is identified) |
| QIC Comprehensive – Standard | Comprehensive | Up to AED 3,500,000 | Typically AED 350 – AED 750 (varies by vehicle & driver) |
| QIC Comprehensive – Enhanced / Prestige | Comprehensive | Up to AED 5,000,000 (higher-limit plans) | Typically AED 500 – AED 1,000 (policy-specific) |
Disclaimer - The details in the table are for reference only. Actual benefits, premiums, and coverage limits can change based on your car’s make, model, age, condition, and selected add-ons. Insurers may also update their plan structures or pricing from time to time. For accurate information, always check the final plan details shared during the quote or policy issuance stage.
Here’s what your policy from Qatar can do for you in everyday situations —
When you choose a car insurance plan, you’re not just looking for coverage — you’re looking for convenience, savings, and real support. Buying Qatar car insurance directly gives you protection; buying it through Policybazaarinsurance.ae gives you protection plus everyday advantages that quietly save your time, money, and energy without any extra cost.
Here’s what makes Qatar car insurance + Policybazaarinsurance.ae the smarter combination* —
*T&Cs apply
Before you pick a plan, here’s a clear snapshot of what Qatar car insurance protects and where the limits are.
| Category | Covered by QIC Insurance | Not Covered by QIC Insurance |
|---|---|---|
| Accidents & Damage | Damage from road accidents, collisions, fire, theft, vandalism, or external impact under comprehensive plans | Damage caused intentionally or during illegal activities (racing, drifting, stunt driving) |
| Glass & Windscreen | Repairs or replacement for cracked or broken windscreen/glass panels | Cosmetic cracks, scratches, or issues due to normal wear and tear |
| Fire, Theft & Break-In | Protection if the car is stolen, damaged in theft attempts or affected by fire | Theft due to negligence, such as leaving the car running with keys inside |
| Personal Accident Cover | Financial cover for driver/passengers (based on plan limits) | Injuries that happen outside the vehicle or without a valid insurance extension |
| Geographical Coverage | UAE-only or UAE + Oman/GCC (depending on your plan selection) | Any damage outside your selected region (e.g., driving in Oman without GCC/Oman extension) |
| Vehicle Condition | Factory-fitted parts, declared accessories, and standard equipment | Undeclared modifications, performance upgrades, or non-approved aftermarket parts |
| Mechanical Issues | Accident-related mechanical repairs under comprehensive cover | Engine failure, gearbox issues, worn brakes, rust, or natural wear and tear |
| Driving Behaviour | Normal, legal driving under UAE traffic rules | Accidents caused under the influence of alcohol or drugs |
To get a Qatar car insurance policy issued, you only need a few basic documents. These help the insurer confirm your identity, your car details, and your driving history, so your policy can be created without delays.
If your car is financed through a bank, you may also need:
These apply only to certain vehicles —
