Tokio Marine car Insurance stands out for its key strengths like a fast approvals, competitive pricing, a long-standing presence,& more. This makes it a popular choice for many drivers in the UAE. Its plans focus on practical needs, offering agency repair for new cars, wide garage access for older ...read more
The given table provides the main details of Tokio Marine car insurance at one place —
| Parameters | Details |
|---|---|
| Insurer Name | Tokio Marine Car Insurance |
| Founded In | 1879 |
| Headquarters or Location | Dubai & Abu Dhabi, UAE (Offices on Sheikh Zayed Road in Dubai and in Emirates Tower, Hamdan Street in Abu Dhabi) |
| Type of Plans Offered |
|
| Car Insurance Policy Duration | 12 Months (1 Month Grace Period) |
| Garage Network Size | 400+ approved network garages |
| Roadside Assistance | 24/7 Roadside Assistance |
| Manage Policy Online | Yes |
With Tokio Marine you’ll usually find plans that cover basic legal needs as well as plans that offer full protection for your car —
This is the plan most people choose when they want broader protection. It covers damage to your own car plus third-party liabilities. You can often add extra benefits like Oman cover, off-road protection, or personal accident cover.
Best for Drivers who want high protection, new car owners, families
This is the minimum cover required by UAE law. It covers damage you cause to someone else’s car or property, but it does not cover damage to your own vehicle.
Best for Older cars, drivers on a tight budget, or anyone who doesn’t need full repair coverage.
The table below lists all the Tokio Marine car insurance plans along with their key details —
| Plan Name | Plan Type | Third-Party Damage Limit (AED) |
|---|---|---|
| Tokio Must | Comprehensive | AED 2,000,000 |
| Tokio Smart Plus | Comprehensive | AED 3,500,000 |
| Tokio Third Party | Third-Party Liability (TPL) | AED 2,000,000 |
Disclaimer - The details in the table are for reference only. Actual benefits, premiums, and coverage limits can change based on your car’s make, model, age, condition, and selected add-ons. Insurers may also update their plan structures or pricing from time to time. For accurate information, always check the final plan details shared during the quote or policy issuance stage.
Here’s what your policy from Tokio Marine can do for you in everyday situations —
When you choose a car insurance plan, you’re not just looking for coverage — you’re looking for convenience, savings, and real support. Buying Tokio Marine car insurance directly gives you protection; buying it through Policybazaarinsurance.ae gives you protection plus everyday advantages that quietly save your time, money, and energy without any extra cost.
Here’s what makes Tokio Marine + Policybazaarinsurance.ae the smarter combination* —
*T&Cs apply
Before you pick a plan, here’s a clear snapshot of what Tokio Marine car insurance protects and where the limits are.
| Category | Covered by Tokio Marine Insurance | Not Covered by Tokio Marine Insurance |
|---|---|---|
| Accidents & Damage | Damage from road accidents, collisions, fire, theft, vandalism, or external impact under comprehensive plans | Damage caused intentionally or during illegal activities (racing, drifting, stunt driving) |
| Glass & Windscreen | Repairs or replacement for cracked or broken windscreen/glass panels | Cosmetic cracks, scratches, or issues due to normal wear and tear |
| Fire, Theft & Break-In | Protection if the car is stolen, damaged in theft attempts or affected by fire | Theft due to negligence, such as leaving the car running with keys inside |
| Personal Accident Cover | Financial cover for driver/passengers (based on plan limits) | Injuries that happen outside the vehicle or without a valid insurance extension |
| Geographical Coverage | UAE-only or UAE + Oman/GCC (depending on your plan selection) | Any damage outside your selected region (e.g., driving in Oman without GCC/Oman extension) |
| Vehicle Condition | Factory-fitted parts, declared accessories, and standard equipment | Undeclared modifications, performance upgrades, or non-approved aftermarket parts |
| Mechanical Issues | Accident-related mechanical repairs under comprehensive cover | Engine failure, gearbox issues, worn brakes, rust, or natural wear and tear |
| Driving Behaviour | Normal, legal driving under UAE traffic rules | Accidents caused under the influence of alcohol or drugs |
To get a Tokio Marine car insurance policy issued, you only need a few basic documents. These help the insurer confirm your identity, your car details, and your driving history, so your policy can be created without delays.
If your car is financed through a bank, you may also need:
These apply only to certain vehicles —
