Watania Takaful car insurance stands out for its key strengths like fast approvals, and affordable premiums. This makes it a popular choice for many drivers in the UAE. Its plans focus on practical needs, offering agency repair for new cars, wide garage access for older cars, roadside help for ...read more
The given table provides the main details of Watania Takaful car insurance at one place —
| Parameters | Details |
|---|---|
| Insurer Name | Watania Takaful Car Insurance |
| Founded In | 2011 - the public company National Takaful Company (Watania) PJSC was founded on 12 July 2011 |
| Headquarters or Location | The Galleries, Building 2, Level 13, Downtown Jebel Ali, Dubai, UAE. |
| Type of Plans Offered |
|
| Car Insurance Policy Duration | 12 Months (1 Month Grace Period) |
| Roadside Assistance | Yes - 24x7/ GCC/ UAE |
| Manage Policy Online | Yes |
With Watania Takaful, you’ll usually find plans that cover basic legal needs as well as plans that offer full protection for your car —
This is the plan most people choose when they want broader protection. It covers damage to your own car plus third-party liabilities. You can often add extra benefits like Oman cover, off-road protection, or personal accident cover.
This is the minimum cover required by UAE law. It covers damage you cause to someone else’s car or property, but it does not cover damage to your own vehicle.
The table below lists all the Watania Takaful car insurance plans along with their key details —
| Plan Name | Plan Type (Comprehensive / TPL) | Third-Party Damage Limit |
|---|---|---|
| Watania Comprehensive | Comprehensive (full cover) | AED 2,000,000 |
| Watania Third-Party (TPL / Liability) | Third-Party Liability (minimum / mandatory) | AED 2,000,000 |
Disclaimer - The details in the table are for reference only. Actual benefits, premiums, and coverage limits can change based on your car’s make, model, age, condition, and selected add-ons. Insurers may also update their plan structures or pricing from time to time. For accurate information, always check the final plan details shared during the quote or policy issuance stage.
Here’s what your policy from watania takaful can do for you in everyday situations —
When you choose a car insurance plan, you’re not just looking for coverage — you’re looking for convenience, savings, and real support. Buying watania takaful car insurance directly gives you protection; buying it through Policybazaarinsurance.ae gives you protection plus everyday advantages that quietly save your time, money, and energy without any extra cost.
Here’s what makes watania takaful + Policybazaarinsurance.ae the smarter combination* —
*T&Cs apply
Before you pick a plan, here’s a clear snapshot of what Watania Takaful car insurance protects and where the limits are.
| Category | Covered by Watania Takaful Insurance | Not Covered by Watania Takaful Insurance |
|---|---|---|
| Accidents & Damage | Damage from road accidents, collisions, fire, theft, vandalism, or external impact under comprehensive plans | Damage caused intentionally or during illegal activities (racing, drifting, stunt driving) |
| Glass & Windscreen | Repairs or replacement for cracked or broken windscreen/glass panels | Cosmetic cracks, scratches, or issues due to normal wear and tear |
| Fire, Theft & Break-In | Protection if the car is stolen, damaged in theft attempts or affected by fire | Theft due to negligence, such as leaving the car running with keys inside |
| Personal Accident Cover | Financial cover for driver/passengers (based on plan limits) | Injuries that happen outside the vehicle or without a valid insurance extension |
| Geographical Coverage | UAE-only or UAE + Oman/GCC (depending on your plan selection) | Any damage outside your selected region (e.g., driving in Oman without GCC/Oman extension) |
| Vehicle Condition | Factory-fitted parts, declared accessories, and standard equipment | Undeclared modifications, performance upgrades, or non-approved aftermarket parts |
| Mechanical Issues | Accident-related mechanical repairs under comprehensive cover | Engine failure, gearbox issues, worn brakes, rust, or natural wear and tear |
| Driving Behaviour | Normal, legal driving under UAE traffic rules | Accidents caused under the influence of alcohol or drugs |
To get a Watania Takaful car insurance policy issued, you only need a few basic documents. These help the insurer confirm your identity, your car details, and your driving history, so your policy can be created without delays.
If your car is financed through a bank, you may also need:
These apply only to certain vehicles —
