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Alliance Term Insurance

Buy a term plan and secure your family

Lowest price guaranteed
Instant issuance
Worldwide coverage
We Are Rated




Insurance Partners

1 Million+

Trusted Customers

250 K+

Policies Sold

AED 1 million life cover starting @50/month
Monthly Income(AED)
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Established in 1975, Alliance term insurance is known for offering premium insurance to corporations, government bodies, and individuals in UAE. They have been providing insurance services for more than forty years. Moreover, they are known for providing a wide range of insurance products and excellent customer service to their clients. Let's learn more about Alliance Term Insurance.  

List of Alliance Term Insurance Plan

Name of plan

Description & benefits

Quantum Four Platinum

Survival and death benefit

Protection and investment plan

Tenure: 12 to 24 years

Premium payment in UAE dirhams and US dollars

Optional cover

○ Waiver of premium benefit

○ Critical illness 40

○ Family income benefit

○ Accidental dismemberment and death

○ Passive war benefit

○ Partial/permanent disability

○ Trip accident benefit

Endowment Assurance Platinum Plan

Personal protection, savings, and investment plan

Tenure of the policy- 5 to 30 years

Guaranteed survival and death benefit

Premium payment in UAE dirhams and US dollars

Optional Cover

○ Accidental

○ Partial/permanent disability

○ Trip accident benefit

○ Accidental dismemberment and death

○ Passive war benefit

○ Family income benefit

○ Waiver of premium benefit

○ Critical illness 40

Child Protection Plan

Survival and death benefits

The plan helps in building a child's future

Hayah Insurance

It provides life insurance coverage of up to AED 7.50k

The plan provides worldwide and Covid 19 coverage.

The policyholder receives accidental benefits of up to AED 7.50k from day one.

Noor Takaful-Pure Protection

Provides insurance coverage of up to AED 3 million.

You get accidental benefits of AED 300,000 from day one.

The plan gives you Covid 19 and worldwide coverage.

Union Insurance Smart Term

The plan offers life cover of AED 250,000 and pre-existing disease coverage of up to AED 1,000,000.

Provides accidental benefits from day one.

Anticipated Endowment Platinum

Protection and accumulation plan

Guaranteed survival benefits

Premium payments can be done in UAE dirhams and US dollars

The premium payment can be done in single pay, three-year pay, five-year pay, and full-term pay.

Tenure of the plan: 12, 15, 18, 21, 24, and 30 years

Optional Cover

○ Critical illness 40

○ Family income benefit

○ Passive war benefit

○ Partial/permanent disability

○ Accidental dismemberment and death

○ Trip accident benefit

Higher Education Assistance Plan

Death benefit

Tenure: 10 to 20 years

Premium payment in UAE dirhams and US dollars

Optional cover

○ Family income benefit

○ Accidental dismemberment and death

○ Passive war benefits

○ Permanent total disability

○ Triple accident benefit

○ Critical illness cover

○ Accidental death benefit

Key features of the Alliance Term Insurance plan

If you are considering buying an Alliance term insurance plan, then you must go through the key features. The key features are given below:

  • The insurance plan provides life cover and accidental benefits to the policyholders.
  • The policyholder can opt to extend their coverage at affordable premium rates.
  • They offer multiple-term insurance plans at affordable premium rates.
  • The term insurance plan by Alliance Term Insurance gives you financial protection in case of the demise of the policyholder.

Benefits of buying term insurance from Alliance Term Insurance

  • Economical premium rates: You can buy plans offered by Alliance Term Insurance at economical premium rates. The policyholder can opt for paying the premium monthly/quarterly or annually. One thing you need to keep in mind is that the policyholder will have to pay less premium at a younger age than in old age.  
  • Hassle-free claim settlement: The policyholders can claim by contacting the company's customer support department.
  • Loan benefits: The policyholder has the option to take a loan against their insurance plan in case of financial need.

Eligibility for buying Alliance Term Insurance plans

  • Eligibility criteria for Quantum Four Platinum, Anticipated Endowment Platinum, and Endowment Assurance Platinum plan: Minimum age is 5 years and the Maximum age is 80 years.
  • Eligibility criteria for Child Protection Plan and Higher Education Assistance Plan: Entry age is 1 year and the maximum age is 75 years.

Plan inclusions in the Alliance Term Insurance

The benefits provided by the Alliance Term Insurance plan are:

  • Death benefit: The nominee of the policy will get insurance coverage if the policyholder dies.
  • Low premiums: The premiums are comparatively lower in Alliance Term Insurance than in other plans.
  • Insurance sum assured: The insurance company provides assured insurance coverage in case the policyholder dies.
  • Policy conversion benefits: The policyholder can opt for converting the plan to a life insurance plan. However, make sure that the conversion of the plan is conducted before the date of expiry.
  • Term of the plan: The term of the plan ranges from 5 to 30 years.

How to file a claim for an Alliance Term Insurance plan?

The team of Alliance Term Insurance company will help you throughout the claim process.

  • The first step you have to do is contact customer care and inform them about the death or accident of the policyholder, then lodge the claim.
  • Submit all the necessary documents such as the original document of the plan and identity proof of the nominee.
  • Once the documents are verified, they will initiate the claim.

If you have any queries related to buying a term insurance plan by Alliance Term Insurance, then you can contact +971 4605111 or mail at care@alliance-uae.com.


  1. Which is the best term insurance plan by Alliance Term Insurance

Hiya Insurance, Noor Takaful, Union insurance smart plan, National life term plan, Noor takaful pure protection cashback, and Takaful Emarat-fixed term are considered best term insurance by Alliance Term insurance. However, you should do your research and comparison of their benefits before choosing a plan.

  1. What is the term for life insurance by Alliance Term Insurance?

The term of the plan ranges from 10 - 40 years.

  1. How can I pay the premium of my term insurance plan?

You can directly deposit the premium at the branch, pay through a credit card, pay cash at the branch, or deposit to bank accounts of Alliance Term Insurance or Telex transfer to the company's bank account.

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