HDFC Life Insurance

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Updated 14 August 2026Life Insurance

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Central Bank UAE

Registration No.: - 123

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Policies Sold

HDFC Life Insurance is one of the most trusted insurance providers in India. Founded in 2000, the company caters to the unique requirements of individuals and families across the country by delivering comprehensive life insurance solutions that allow customers to secure their future without any worries.

Let’s take a closer look at HDFC life insurance plans and gain some in-depth insights into their features, benefits, and much more.

Features of HDFC Life Insurance

The primary features of HDFC Life Insurance are as follows:

Claim Settlement Ratio - The Claim Settlement Ratio of the company as recorded by IRDAI for the FY 2021-22 was 98.66%.
Solvency Ratio - According to the 2021-22 annual report by IRDAI, the solvency ratio of HDFC Life is 1.9.
Annual Premium - As per the same report mentioned above, the annual premium of HDFC Life Insurance was recorded at Rs. 45,962.83 Cr.

Benefits of HDFC Life Insurance

Here are the key benefits of HDFC Life Insurance -

Flexible and Affordable Plans - HDFC Life Insurance offers a wide range of plans that users can select and customise as per their requirements. On top of that, they can avail of these plans at economical premiums.
Health Lifestyle Benefit - Policy seekers with a healthier lifestyle can enjoy the benefit of low premiums.
Customer Satisfaction - The customer support team of HDFC Life is always ready to help their customers with prompt assistance and accurate information.

HDFC Life Insurance Plans

Go through the following tables to understand all the plans of HDFC Life insurance -

1. HDFC Life Child Plans

Name of the Plan	Entry Age	Tenure of the Plan	Minimum Sum Assured
HDFC Life Youngstar Udaan	Minimum Age: 30 Days Maximum Age: 75 Years	15-25 Years	125% of the Sum Assured (SA)
HDFC SL Youngstar Super Premiums	Minimum Age: 18 Years Maximum Age: 65 Years	10- 20 Years	10 x Annualised Premium
HDFC Life Click 2 Wealth - Premium Waiver	Minimum Age: 30 Days Maximum Age: 60 Years	10- 40 Years & 99 Minus Age At Entry	10 x Annualised Premium

2. HDFC Life Retirement Plans

Name of the Plan	Entry Age	Tenure of the Plan	Payout of Annuity
HDFC Life Smart Pension Plan	Minimum Age: 25 Years Maximum Age: 70 Years	5- 55 Years	Rs. 5,000 (Monthly Premium)
HDFC Life Saral Pension	Minimum Age: 40 years Maximum Age: 80 Years	Whole Life Annuity	Rs. 1,000
HDFC Life Assured Pension Plan	Minimum Age: 18 Years Maximum Age: 65 Years	10/15 - 35 Years	Rs. 2000 (Monthly Premium)
HDFC Life Personal Pension Plus	Minimum Age: 18 Years Maximum Age: 65 Years	10 - 40 Years	Rs. 2,000 (Monthly Premium)
HDFC Life Pension Guaranteed Plan	Minimum Age: 18 Years Maximum Age: 65 Years	Whole Life	Rs. 12,000 (Yearly)
HDFC Life Click 2 Retire	Minimum Age: 18 Years Maximum Age: 65 Years	15- 35 Years	Rs. 24,000 (Yearly)
HDFC Life Systematic Pension Plan	Minimum Age: 18 Years Maximum Age: 75 Years	5 - 40 Years	Rs. 50,000 (Sum Assured)
HDFC Life Systematic Retirement Plan	Minimum Age: 45 Years Maximum Age: 75 Years	Whole Life	Rs. 12,000 (Yearly)
HDFC Life New Immediate Annuity Plan	Minimum Age: 20 Years Maximum Age: 99 Years	Life Annuity	Rs. 10,000 Yearly

3. HDFC Life ULIP Plans

Name of the Plan	Entry Age	Tenure of the Plan	Minimum Sum Assured
HDFC Life Wealth Maxima	Minimum Age: 0 Years Maximum Age: 18 Years	10/15 - 20 Years	7 x Annualised Premium
HDFC Life Wealth Elite	Minimum Age: 0 Years Maximum Age: 65 Years	10 - 20 Years	7 x Annualised Premium
HDFC Life Wealth Builder	Minimum Age: 8 Years Maximum Age: 65 Years	5/ 10 Years	1.25 x Single Premium
HDFC Life Capital Shield	Minimum Age: 8 Years Maximum Age: 60 Years	10 Years	7 x Annualised Premium
HDFC Life Classic One	Minimum Age: 0 years Maximum Age: 80 Years	10 Years	1.25 x Single Premium
HDFC SL ProGrowth Flexi	Minimum Age: 14 Years Maximum Age: 65 Years	10 Years	7 x Annualised Premium
HDFC Life Smart Woman Plan	Minimum Age: 18 Years Maximum Age: None	10- 15 Years	7 x Annualised Premium
HDFC SL Crest	Minimum Age: 10 Years Maximum Age: 75 Years	10 Years	7 x Annualised Premium
HDFC SL ProGrowth Super II	Minimum Age: 14 Years Maximum Age: 75 Years	10/25/30 Years	7 x Annualised Premium
HDFC Life Click2 Invest ULIP	Minimum Age: 0 Years Maximum Age: 65 Years	5 - 20 Years	7 x Single Premium
HDFC Life Click 2 Wealth	Minimum Age: 0 Years Maximum Age: 60 Years	10 - 40 Years	1.25 x Single Premium
HDFC Life ProGrowth Plus	Minimum Age: 0 years Maximum Age: 65 Years	10 - 30 Years	Higher of 10 x Annualised Premium
HDFC Life Sampoorn Nivesh	Minimum Age: 0 years Maximum Age: 85 Years	10/15 - 35 Years	1.25 x Single Premium

4. HDFC Life Savings Plans

Name of the Plan	Entry Age	Tenure of the Plan	Minimum Instalment Premium
HDFC Life New Fulfiling Life	Minimum Age: 15 Years Maximum Age: 50 Years	85 Years Minus Age at Entry	Rs. 12,000 (Annual)
HDFC Life Secured Income Insurance Plus	Minimum Age: 0 Years Maximum Age: 50 Years	10/12/15 Years	Rs. 25,000 (Annual)
HDFC Life Saral Bachat	Minimum Age: 8 Years Maximum Age: 50 Years	6/8/10/12/15/20 Years	Rs. 1,000 (Monthly)
HDFC Life Income Advantage Plan	Minimum Age: 3 Years Maximum Age: 55 Years	16/24/30 Years	Rs. 1,090 (Monthly)
HDFC Life My Assured Income Plan	Minimum Age: 2 Years Maximum Age: 60 Years	10/16 Years	Rs. 4,000 (Monthly)
HDFC Life Guaranteed Income Insurance Plan	Minimum Age: 3 Years Maximum Age: 55 Years	16/20/24/30 Years	Rs. 15,000 (Annual)
HDFC Life Secured Income Insurance RP	Minimum Age: 0 Years Maximum Age: 55 Years	10/12/15 Years	Rs. 15,000 (Annual)
HDFC Life New Creating Life Insurance Plan	Minimum Age: 18 Years Maximum Age:45 Years	10/12/15 Years	Rs. 10,000 (Annual)
HDFC Life Guaranteed Wealth Plus	Minimum Age: 3 Years Maximum Age: 60 Years	12/ 15 Years	Rs. 10,000 Monthly
HDFC Life Star Saver	Minimum Age: 3 Years Maximum Age: 60 Years	10/12/15 Years	Rs. 5,500 (Monthly)
HDFC Life Assured Gain Plus	Minimum Age: 3 Years Maximum Age: 60 Years	10/ 12/ 15 Years	Rs. 5,000 (Monthly)
HDFC Life Smart Income Plan	Minimum Age: 4 Years Maximum Age: 60 Years	19- 37 Years	Rs. 3,000 (Monthly)
HDFC Life Saral Jeevan	Minimum Age: 8 Years Maximum Age: 50 Years	6 - 20 Years	Rs. 1,000 (Monthly)
HDFC Life Pragati	Minimum Age: 8 Years Maximum Age: 55 Years	5 - 20 Years	Rs. 100 (Monthly)
HDFC Life Uday	Minimum Age: 18 Years Maximum Age: 55 Years	12- 15 Years	Rs. 28,465 (Sum Assured)
HDFC Life Sampoorna Samridhi Plus	Minimum Age: 30 Days Maximum Age: 60 Years	15 - 40 Years	Rs. 1,000 (Monthly)
HDFC Life Super Income Plan	Minimum Age: 30 Days Maximum Age: 59 Years	15- 27 Years	100% of the Sum Assured on Maturity Divided by Payout Period
HDFC Life ClassicAssure Plus	Minimum Age: 30 Days Maximum Age: 60 Years	10-20 Years	Rs. 48,032 (Sum Assured)
HDFC Life Sanchay Par Advantage	Minimum Age: 0 Years Maximum Age: 65 Years	100 Years	Rs. 2,188 (Monthly)
HDFC Life Sanchay Fixed Maturity Plan	Minimum Age: 90 Days Maximum Age: 80 Years	5-40 Years	Rs. 875 (Monthly)
HDFC Life Sanchay Plus	Minimum Age: 5 Years Maximum Age: 80 Years	7 - 20 Years	Rs. 2,500 (Monthly)

How to Claim Your HDFC Life Insurance Plan?

To file your HDFC Life Insurance claim, follow these steps -

Access the official website of HDFC Life Insurance and navigate to the ‘Claims’ section.
Complete the online claim form provided on the page.
Attach and upload all the necessary documents required for your claim.
Follow the on-screen instructions to complete the process.
The concerned authorities will carefully evaluate your claim application and thoroughly review all submitted documents.
Once your claim is approved, the claim amount will be disbursed to the designated beneficiary.

How to Get In Touch With HDFC Life Insurance Company?

If you wish to resolve any queries regarding your existing policy or have any questions related to HDFC life insurance, you can drop a mail at buyonline@HDFClife.in or dial 18002669777 to get in touch with the provider.

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