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HDFC Life Insurance

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AED 1 million life cover starting @50/month
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HDFC Life Insurance is one of the most trusted insurance providers in India. Founded in 2000, the company caters to the unique requirements of individuals and families across the country by delivering comprehensive life insurance solutions that allow customers to secure their future without any worries.

Table of Content

Let’s take a closer look at HDFC life insurance plans and gain some in-depth insights into their features, benefits, and much more.

Features of HDFC Life Insurance

The primary features of HDFC Life Insurance are as follows:

  • Claim Settlement Ratio - The Claim Settlement Ratio of the company as recorded by IRDAI for the FY 2021-22 was 98.66%.
  • Solvency Ratio - According to the 2021-22 annual report by IRDAI, the solvency ratio of HDFC Life is 1.9.
  • Annual Premium - As per the same report mentioned above, the annual premium of HDFC Life Insurance was recorded at Rs. 45,962.83 Cr.

Benefits of HDFC Life Insurance

Here are the key benefits of HDFC Life Insurance -

  • Flexible and Affordable Plans - HDFC Life Insurance offers a wide range of plans that users can select and customise as per their requirements. On top of that, they can avail of these plans at economical premiums.
  • Health Lifestyle Benefit - Policy seekers with a healthier lifestyle can enjoy the benefit of low premiums.
  • Customer Satisfaction - The customer support team of HDFC Life is always ready to help their customers with prompt assistance and accurate information.

HDFC Life Insurance Plans

Go through the following tables to understand all the plans of HDFC Life insurance -

1. HDFC Life Child Plans

Name of the Plan Entry Age Tenure of the Plan Minimum Sum Assured
HDFC Life Youngstar Udaan
  • Minimum Age: 30 Days
  • Maximum Age: 75 Years
 15-25 Years 125% of the Sum Assured (SA)
HDFC SL Youngstar Super Premiums
  • Minimum Age: 18 Years
  • Maximum Age: 65 Years
 10- 20 Years 10 x Annualised Premium
HDFC Life Click 2 Wealth - Premium Waiver
  • Minimum Age: 30 Days
  • Maximum Age: 60 Years
 10- 40 Years & 99 Minus Age At Entry 10 x Annualised Premium

2. HDFC Life Retirement Plans

Name of the Plan Entry Age Tenure of the Plan Payout of Annuity
HDFC Life Smart Pension Plan
  • Minimum Age: 25 Years
  • Maximum Age: 70 Years
 5- 55 Years Rs. 5,000 (Monthly Premium)
HDFC Life Saral Pension
  • Minimum Age: 40 years
  • Maximum Age: 80 Years
 Whole Life Annuity Rs. 1,000
HDFC Life Assured Pension Plan
  • Minimum Age: 18 Years
  • Maximum Age: 65 Years
 10/15 - 35 Years Rs. 2000 (Monthly Premium)
HDFC Life Personal Pension Plus
  • Minimum Age: 18 Years
  • Maximum Age: 65 Years
 10 - 40 Years Rs. 2,000 (Monthly Premium)
HDFC Life Pension Guaranteed Plan
  • Minimum Age: 18 Years
  • Maximum Age: 65 Years
 Whole Life Rs. 12,000 (Yearly)
HDFC Life Click 2 Retire
  • Minimum Age: 18 Years
  • Maximum Age: 65 Years
 15- 35 Years Rs. 24,000 (Yearly)
HDFC Life Systematic Pension Plan
  • Minimum Age: 18 Years
  • Maximum Age: 75 Years
 5 - 40 Years Rs. 50,000 (Sum Assured)
HDFC Life Systematic Retirement Plan
  • Minimum Age: 45 Years
  • Maximum Age: 75 Years
 Whole Life Rs. 12,000 (Yearly)
HDFC Life New Immediate annuity plan
  • Minimum Age: 20 Years
  • Maximum Age: 99 Years
 Life Annuity Rs. 10,000 Yearly

3. HDFC Life ULIP Plans

Name of the Plan Entry Age Tenure of the Plan Minimum Sum Assured
HDFC Life Wealth Maxima
  • Minimum Age: 0 Years
  • Maximum Age: 18 Years
 10/15 - 20 Years 7 x Annualised Premium
HDFC Life Wealth Elite
  • Minimum Age: 0 Years
  • Maximum Age: 65 Years
 10 - 20 Years 7 x Annualised Premium
HDFC Life Wealth Builder
  • Minimum Age: 8 Years
  • Maximum Age: 65 Years
 5/ 10 Years 1.25 x Single Premium
HDFC Life Capital Shield
  • Minimum Age: 8 Years
  • Maximum Age: 60 Years
 10 Years 7 x Annualised Premium
HDFC Life Classic One
  • Minimum Age: 0 years
  • Maximum Age: 80 Years
 10 Years 1.25 x Single Premium
HDFC SL ProGrowth Flexi
  • Minimum Age: 14 Years
  • Maximum Age: 65 Years
 10 Years 7 x Annualised Premium
HDFC Life Smart Woman Plan
  • Minimum Age: 18 Years
  • Maximum Age: None
 10- 15 Years 7 x Annualised Premium
HDFC SL Crest
  • Minimum Age: 10 Years
  • Maximum Age: 75 Years
 10 Years 7 x Annualised Premium
HDFC SL ProGrowth Super II
  • Minimum Age: 14 Years
  • Maximum Age: 75 Years
 10/25/30 Years 7 x Annualised Premium
HDFC Life Click2 Invest ULIP
  • Minimum Age: 0 Years
  • Maximum Age: 65 Years
 5 - 20 Years 7 x Single Premium
HDFC Life Click 2 Wealth
  • Minimum Age: 0 Years
  • Maximum Age: 60 Years
 10 - 40 Years 1.25 x Single Premium
HDFC Life ProGrowth Plus
  • Minimum Age: 0 years
  • Maximum Age: 65 Years
 10 - 30 Years Higher of 10 x Annualised Premium
HDFC Life Sampoorn Nivesh
  • Minimum Age: 0 years
  • Maximum Age: 85 Years
 10/15 - 35 Years 1.25 x Single Premium

4. HDFC Life Savings Plans

Name of the Plan Entry Age Tenure of the Plan Minimum Instalment Premium
HDFC Life New Fulfiling Life
  • Minimum Age: 15 Years
  • Maximum Age: 50 Years
 85 Years Minus Age at Entry Rs. 12,000 (Annual)
HDFC Life Secured Income Insurance Plus
  • Minimum Age: 0 Years
  • Maximum Age: 50 Years
 10/12/15 Years Rs. 25,000 (Annual)
HDFC Life Saral Bachat
  • Minimum Age: 8 Years
  • Maximum Age: 50 Years
 6/8/10/12/15/20 Years Rs. 1,000 (Monthly)
HDFC Life Income Advantage Plan
  • Minimum Age: 3 Years
  • Maximum Age: 55 Years
 16/24/30 Years Rs. 1,090 (Monthly)
HDFC Life My Assured Income Plan
  • Minimum Age: 2 Years
  • Maximum Age: 60 Years
 10/16 Years Rs. 4,000 (Monthly)
HDFC Life Guaranteed Income Insurance Plan
  • Minimum Age: 3 Years
  • Maximum Age: 55 Years
 16/20/24/30 Years Rs. 15,000 (Annual)
HDFC Life Secured Income Insurance RP
  • Minimum Age: 0 Years
  • Maximum Age: 55 Years
 10/12/15 Years Rs. 15,000 (Annual)
HDFC Life New Creating Life Insurance Plan
  • Minimum Age: 18 Years
  • Maximum Age:45 Years 
 10/12/15 Years Rs. 10,000 (Annual)
HDFC Life Guaranteed Wealth Plus
  • Minimum Age: 3 Years
  • Maximum Age: 60 Years
 12/ 15 Years Rs. 10,000 Monthly
HDFC Life Star Saver
  • Minimum Age: 3 Years
  • Maximum Age: 60 Years
 10/12/15 Years Rs. 5,500 (Monthly)
HDFC Life Assured Gain Plus
  • Minimum Age: 3 Years
  • Maximum Age: 60 Years
 10/ 12/ 15 Years Rs. 5,000 (Monthly)
HDFC Life Smart Income Plan
  • Minimum Age: 4 Years
  • Maximum Age: 60 Years
 19- 37 Years   Rs. 3,000 (Monthly)
HDFC Life Saral Jeevan
  • Minimum Age: 8 Years
  • Maximum Age: 50 Years
 6 - 20 Years Rs. 1,000 (Monthly)
HDFC Life Pragati
  • Minimum Age: 8 Years
  • Maximum Age: 55 Years
 5 - 20 Years Rs. 100 (Monthly)
HDFC Life Uday
  • Minimum Age: 18 Years
  • Maximum Age: 55 Years
 12- 15 Years Rs. 28,465 (Sum Assured)
HDFC Life Sampoorna Samridhi Plus
  • Minimum Age: 30 Days
  • Maximum Age: 60 Years
 15 - 40 Years Rs. 1,000 (Monthly)
HDFC Life Super Income Plan
  • Minimum Age: 30 Days
  • Maximum Age: 59 Years
 15- 27 Years 100% of the Sum Assured on Maturity Divided by Payout Period
HDFC Life ClassicAssure Plus
  • Minimum Age: 30 Days
  • Maximum Age: 60 Years
 10-20 Years Rs. 48,032 (Sum Assured)
HDFC Life Sanchay Par Advantage
  • Minimum Age: 0 Years
  • Maximum Age: 65 Years
 100 Years Rs. 2,188 (Monthly)
HDFC Life Sanchay Fixed Maturity Plan
  • Minimum Age: 90 Days
  • Maximum Age: 80 Years
 5-40 Years Rs. 875 (Monthly)
HDFC Life Sanchay Plus
  • Minimum Age: 5 Years
  • Maximum Age: 80 Years
 7 - 20 Years Rs. 2,500 (Monthly)

How to Claim Your HDFC Life Insurance Plan?

To file your HDFC Life Insurance claim, follow these steps - 

  • Access the official website of HDFC Life Insurance and navigate to the ‘Claims’ section.
  • Complete the online claim form provided on the page.
  • Attach and upload all the necessary documents required for your claim.
  • Follow the on-screen instructions to complete the process.
  • The concerned authorities will carefully evaluate your claim application and thoroughly review all submitted documents.
  • Once your claim is approved, the claim amount will be disbursed to the designated beneficiary.

How to Get In Touch With HDFC Life Insurance Company?

If you wish to resolve any queries regarding your existing policy or have any questions related to HDFC life insurance, you can drop a mail at buyonline@HDFClife.in or dial 18002669777 to get in touch with the provider.

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