AXA Life Insurance Dubai: Protecting Your Future with Confidence

HAYAH helps people and businesses stay secure with easy-to-use and affordable insurance plans. With its life plans, you can financially protect your family without breaking your budget.

What is AXA Life Insurance?

AXA (now HAYAH) life insurance is like a safety net for your family. You pay a small amount regularly. In return, if something serious happens to you — like critical illness, injury, or death — the insurer gives money to your family. This way, they can take care of themselves. 

Think of a HAYAH life policy as a safety shield for your family. It gives them stability even when life throws surprises their way.

Why Choose HAYAH Life Insurance in UAE?

HAYAH or AXA life insurance isn’t just a policy. Rather, it’s a promise to keep you and your family safe. Here’s why so many people trust HAYAH every day —

1. Protection for Everyone

HAYAH has already helped over 150,000 people and businesses in the UAE. No matter if you work, run a business, or have a family, they have a plan that fits your life and keeps you protected.

2. Helping You Learn

Knowing about money and insurance is important. HAYAH helps people understand how to make smart choices about their money and future through workshops, online tips, and advice from experts.

3. Smart and Modern

HAYAH uses new technology and AI tools to make insurance easy, fast, and simple to use. This way, you can manage your plans without stress. You can buy, manage, and renew your AXA life insurance policy online — without any paperwork or long queues. Everything happens with just a few clicks.

4. Inclusive for Everyone

HAYAH life insurance Dubai is designed for everyone, be it expats, families, or businesses. The company focuses on making protection accessible and affordable so that no one is left behind.

5. Sustainable and Responsible

HAYAH believes in protecting both people and the planet. The company follows eco-friendly practices, supports community initiatives, and ensures its operations are financially and socially responsible.

AXA Life Insurance Benefits

Choosing HAYAH life insurance, previously known as AXA, is like giving your family a safety net. Here’s why it’s a smart choice —

AXA Life Insurance Plans in UAE

HAYAH offers different life insurance plans. You can easily choose the one that fits your goals. They are simple, flexible, and designed to keep your loved ones safe.

1. Term Life Protect

Your family’s financial security shouldn’t depend on uncertainty. The HAYAH Term Life Protect Plan ensures that even if life takes an unexpected turn, your loved ones remain financially stable. It’s simple, affordable, and designed to fit your goals and budget.

Who it’s for: Anyone starting their career, supporting a family, or planning for the future.

Key Features

• Comprehensive protection: Covers loss of life, terminal illness, and disability, so your family is protected no matter what
• Affordable and easy to manage, with flexible payment options
• Multiple premium options: Pay monthly, annually, or as a single premium in AED or USD
• High coverage limit: Get insured for up to USD 50 million, suitable for both individuals and families
• Fixed premiums: Your premium amount remains the same throughout the policy term
• Free temporary cover: You’re protected from the moment you apply until your policy is issued
• Priority medical screening: Enjoy faster approvals and health assessments through HAYAH’s Priority Screening service
   

2. Loan Protect 

Loan protection insurance is designed to cover your unpaid debts if you are unable to work due to critical illness, disability, or loss of life. Whether you have a home loan, car loan, or personal loan, HAYAH ensures your loved ones aren’t left with the burden of repayment. The plan is 100% digital, transparent, and easy to manage.

This plan is perfect for homeowners, car owners, or anyone managing a large loan. It ensures that no matter what happens, your loved ones will never have to worry about loan repayments or losing their assets.

Key Features

• Extensive coverage: Your plan protects your family if something happens to you — like death, serious illness, or disability — for 1 to 35 years
• Flexible payment options: You can pay a little every month, once a year, or all at once, in AED or USD
• High coverage value: Your family can get up to USD 50 million
• Stable premiums: Enjoy fixed premium amounts throughout the policy term
• Free temporary cover: You get protection from the moment you apply, even before your policy is approved
• Added convenience: Access HAYAH’s Priority Screening for quicker approvals and smoother onboarding

Eligibility Criteria

• Must be a UAE resident at the time of application
• Entry age: 18 to 79 years

How to Buy HAYAH Life Insurance in Dubai or UAE?

Buying AXA Life Insurance UAE is a simple, fully digital process that can be completed in a few minutes. Here’s how it works —

1. Click the button below to access the starter form on Policybazaarinsurance.ae.
2. Compare plans, review coverage, premium options, and added benefits
3. Select the right plan based on your financial goals and family needs
4. Submit basic details such as your age, income, and desired coverage
5. Upload the necessary documents (ID, income proof, and more)
6. Pay securely online via card or bank transfer
7. Receive your digital policy instantly in your email inbox

💡 Tip: Always check HAYAH’s official website for the latest offers, premium calculators, and exclusive online discounts.

Documents Required for HAYAH Life Insurance UAE

To apply for HAYAH or AXA life insurance Dubai, you’ll need a few essential documents to verify your identity and eligibility —

• Valid Emirates ID and passport copy
• UAE residence visa (for expats)
• Income proof — salary slip, employment letter, or recent bank statement
• Health declaration or medical report (for higher coverage amounts)

Having these documents ready ensures a faster and smoother policy approval.

How to File a HAYAH Life Insurance Claim?

For a HAYAH or AXA life plan, the claim process is straightforward, quick, and paperless. Here’s what to do if your family needs to make a claim —

1. Visit the HAYAH website or mobile app
2. Navigate to the ‘Claims’ section and select Life Insurance Claim
3. Upload the required documents, including the policy number, ID proof, and death certificate
4. Submit the claim form online
5. HAYAH’s claims team will verify and process the request within a few working days

Once approved, the payout is directly credited to the nominee’s bank account, ensuring timely financial support when it’s needed most.

HAYAH Life Insurance Exclusions to Know

While HAYAH Life Insurance UAE provides extensive protection, there are some exclusions that you should be aware of. Claims may be denied if the cause of death involves —

• Suicide (within the first two years) of policy issuance
• Illegal or hazardous activities, such as racing or drug abuse
• Death caused by intoxication or undisclosed pre-existing medical conditions
• Fraudulent claims or misrepresentation at the time of application

👉 Always read your policy terms carefully to understand what’s included and excluded before purchasing.

Frequently Asked Questions