Bajaj Allianz Life Insurance

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Updated 14 August 2026Life Insurance

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Commencing its operations in 2001, Bajaj Allianz Life Insurance is a prominent and trusted insurance provider in India. Committed to serving customers with excellence, Bajaj Allianz Life Insurance offers a diverse range of insurance products, investment solutions, and retirement plans.

With a strong focus on customer-centricity, transparency, and ethical practices, the company is known for its reliability. It is, in fact, one of the preferred choices for individuals seeking comprehensive and dependable life insurance solutions.

Key Features of Bajaj Allianz Life Insurance

Let’s start by looking at the key features of Bajaj Allianz Life Insurance -

Solvency Ratio - By knowing the solvency ratio, it becomes easy for you to determine the provider’s ability to meet its financial obligations. As per the guidelines released by IRDAI, it is mandatory for every insurance company to maintain a solvency ratio of 1.5 or more. The IRDAI report released for FY 2021-22 states that Bajaj Allianz has a solvency ratio of 6.1.
Annual Premium - The annual premium of Bajaj Allianz Life Insurance was Rs. 16,127.05 Cr according to the report released by IRDAI for the FY 2021-22.
Claim Settlement Ratio - Claim settlement Ratio is basically the ratio of claims paid and the total claims received by an insurance company, indicating their reliability in fulfilling your claims promptly. The CSR of Bajaj Allianz Life Insurance, as recorded by IRDAI for the FY 2021-22, is 99.02%.

Top Bajaj Allianz Life Insurance Plans

Here is a list of all the life insurance plans offered by Bajaj Allianz -

1. Bajaj Allianz Life Child Plans

Name of the Plan	Entry Age	Tenure	Minimum Sum Assured
Bajaj Allianz Lifelong Assure	Minimum Age: 10 Years Maximum Age: 55 Years	100 minus age at entry	Rs. 1,00,000
Bajaj Allianz Life Young Assure	Minimum Age: 18 Years Maximum Age: 50 Years	10/15/20 Years	10 x Annualised Premium
Bajaj Allianz Life Assured Wealth Goal - Step Up Income	Minimum Age: 5 Years Maximum Age: 60 Years	25- 32 Years	As per the Premium Paid

2. Bajaj Allianz Life Retirement Plans

Name of the Plan	Entry Age	Tenure	Minimum Sum Assured
Bajaj Allianz Life long Life Goal	Minimum Age: 0/18 Years Maximum Age: 65 Years/ No Limit	99 minus age at entry of life assured	10 Times the Annualised Premium
Bajaj Allianz Life Guaranteed Pension Goal	Minimum Age: 30/ 45 Years Maximum Age: 85/84 Years	1-10 Years	Rs. 1,000
Bajaj Allianz Life Saral Pension	Minimum Age: 40 Years Maximum Age: 80 Years	Lifetime Annuity	Rs. 1,000

3. Bajaj Allianz Life Investment Plans

Name of the Plan	Entry Age	Tenure	Minimum Sum Assured
Bajaj Allianz Life My Wealth Goal	Minimum Age: 10 Years Maximum Age: 55 Years	100 Minus Entry Age	Based on the Premium
Bajaj Allianz Elite Assure	Minimum Age: 0 Years Maximum Age: 55 Years	15, 20, 25, or 30 Years	10 x Annualised Premium
Bajaj Allianz Invest Assure	For Silver Variant Minimum Age: 0 years Maximum Age: 50 Years For Gold Variant Minimum Age: 18 Years Maximum Age: 50 Years	Silver Variant: 17- 40 Years Gold Variant: 15 - 40 Years	Rs. 1,00,000
Bajaj Allianz Life Assured Wealth Goal - Wealth Creation	Minimum Age 8 Years (for Joint Life) 0 Years (for Single Life) Maximum Age 50 Years (for joint life) 65 Years (for single life)	Single Pay: 5/10 Years Regular Pay: 10/15/20/25/30 Years	Maturity Benefit - Percentage of the Total Premiums Paid
Flexi Income Goal - Enhanced Benefit	Minimum Age: 0 years 18 Years (for joint life) Maximum Age: 55 Years	12 - 25 Years	Rs. 1,58,000

4. Bajaj Allianz Savings Plans

Name of the Plan	Entry Age	Tenure	Minimum Sum Assured
Bajaj Allianz Life Save Assure	Minimum Age: 1 Year Maximum Age: 60 Years	15 or 17 Years	Rs. 1,00,000
Bajaj Allianz Life Income Assure	Minimum Age: 0 Years Maximum Age: 50 Years	17, 19, 22, or 24 Years	144 * (Minimum GMI Chosen)
Bajaj Allianz Life Super Life Assure	Minimum Age: 18 Years Maximum Age: 55 Years	12 - 20 Years	Rs. 1,00,000
Bajaj Allianz Life POS Goal Suraksha	Minimum Age: 18 Years Maximum Age: 55 Years	10, 15, or 20 Years	Rs. 30,000
Bajaj Allianz Life Guaranteed Income Goal	Minimum Age: 6 Years Maximum Age: 60 Years	Lump Sum Benefit: 10/12/15/20 Years Income Benefit: 5/7/10/12 Years	Rs. 1,00,000
Bajaj Allianz Life Guaranteed Savings Goal	Minimum Age: 8 Years Maximum Age: 60 Years	5/7/10 Years	1.5 Times Single Premium
Bajaj Allianz Life Flexi Income Goal - Income Benefit	Minimum Age: 18 Years Maximum Age: 55 Years	12 to 99 Years (Minus at the Age of Entry)	Rs. 1,58,400
Bajaj Allianz Life Assured Wealth Goal - Second Income	Minimum Age: 5 Years Maximum Age: 60 Years	30-44 Years	Based on Premiums

5. Bajaj Allianz Term Plans

Name of the Plan	Entry Age	Tenure	Minimum Sum Assured
Bajaj Allianz iSecure More	Minimum Age: 18 Years Maximum Age: 60 Years	10/15/20/25 Years	Rs. 250,000
Bajaj Allianz iSecure Loan	Minimum Age: 18 Years Maximum Age: 60 Years	10, 15, 20, or 25 Years	Rs. 3,00,000
Bajaj Allianz Life Secure	Minimum Age: 25 Years Maximum Age: 60 Years	100 Minus Age at Entry	Rs. 20,00,000
Bajaj Allianz Lifestyle Secure	Minimum Age: 18 Years Maximum Age: 50 Years	5, 7, 10, 15, or 20 Years	Rs. 3,00,000
Bajaj Allianz Life Smart Protect Goal	Minimum Age: 18 Years Maximum Age: 65 Years	5 to 65 Years (Minus the Age of Entry)	Rs. 50,00,000
Bajaj Allianz Life iSecure	Minimum Age: 18 Years Maximum Age: 65 Years	10 Years	Rs. 25,00,000
Bajaj Allianz eTouch Term	Minimum Age: 18 Years Maximum Age: 65 Years	For Cover up to 99 years: 34 to 81 years For Cover not up to 99 years: 10-67 years	Rs. 50,00,000
Bajaj Allianz Life Saral Jeevan Bima	Minimum Age: 18 Years Maximum Age: 65 Years	5 - 40 Years	Rs. 5,00,000

6. Bajaj Allianz ULIP Plans

Name of the Plan	Entry Age	Tenure	Minimum Sum Assured
Bajaj Allianz Life Principal Gain	Minimum Age - 7 years Maximum Age - 60 Years	7-15 Years	10 x Annual Premium
Bajaj Allianz Life Goal Based Saving	Minimum Age: 0 year Maximum Age: 60 Years	5/10/15/20 Years	10 Times Annualised Premium
Bajaj Allianz Future Wealth Gain	Minimum Age: 0 years Maximum Age: 60 Years	10/15 to 25 Years	7 x Annualised Premium
Bajaj Allianz Fortune Gain	Minimum Age: 1 Year Maximum Age: 63 Years	7- 30 Years	If Age at Entry < 45 years: 1.25 x Single Premium If Age at Entry ≥ 45: 1.1 x Single Premium
Bajaj Allianz Future Gain	Minimum Age: 1 Year Maximum Age: 60 Years	10/15/20/30 Years	10 Times Annualised Premium
Bajaj Allianz Life Goal Assure	Minimum Age: 0 Years Maximum Age: 60 Years	5, 10, 15, or 20 Years	10 x Annualised Premium
Bajaj Allianz Smart Wealth Goal	Minimum Age: 0 Years Maximum Age: 60 Years	10 - 60 years	10 Times Annualised Premium
Bajaj Allianz Life Long Life Goal	Minimum Age: 18 years Maximum Age: 65 years (With Waiver of Premium) No Limit (Without Waiver of Premium)	99 Minus Age at Entry of the Life Assured	10 x Annualised Premium

How to Contact Bajaj Allianz Life Insurance?

To get in touch with the representatives of Bajaj Allianz Life Insurance, you can dial their toll-free number 18002097272 or drop an email at customercare@bajajallianz.co.in.

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